NFI Fellowships 2021

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Vivek Gupta
Mohali, Punjab

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Vivek Gupta is an independent journalist living in Chandigarh, and his reports focus on social and political issues affecting the Punjab region.  He has reported for The Indian Express, The Hindustan Times and The Tribune newspapers. As part of the fellowship, Vivek published an investigative report on how financial institutions exploit low income women borrowers, especially Dalit rural women workers in different parts of Punjab.  

PUBLISHED IN The Wire ON 18 February 2021

How Punjab's Rural Women, Neck-Deep in Debt, Are Trapped in Microloan Cycles


RBI regulations to check over-borrowing or ghost borrowers have failed to deliver, catching women in a cruel cycle of taking loans to repay loans.


READ Vivek Gupta FULL STORY HERE